Helping Buyers Secure Their New Home Without Waiting to Sell!

Eliminate Contingencies & Keep Your Sales Moving

Many buyers need to sell their current home before purchasing a new one—but NAF Cash removes this obstacle by allowing them to buy now with cash and sell their departing home later on their own terms.

How It Works

Scenario:
✅ Buyer wants to purchase a quick-close new home but must sell their current home first.
✅ They can’t afford two mortgages at once and need their home equity for the down payment.
✅ 620+ mid-FICO score (Conventional & VA) with 30% equity in their departing home.

The NAF Cash Solution:

✔ NAF Loan Officer pre-approves the buyer for a future mortgage, finalizing it after their home sells.
✔ NAF verifies 30%+ equity in the departing home via AVM or desktop appraisal.
✔ NAF purchases the new home in cash, allowing the buyer to move in immediately.
✔ Buyer pays per-diem rent, but no payments are due until 90 days pass or their home sells first.
✔ NAF Cash sells the home back to the buyer under the original loan terms (plus a 1.6% NAF Cash CA fee, which seller concessions may cover).

Why Builders Love This Program

🏡 No More Contingencies – Buyers can purchase without waiting to sell, and builders can write contracts with confidence.
🏡 Faster Closings – NAF Cash can close in as little as two weeks.
🏡 Fewer Canceled Contracts – No financing or home-sale contingencies reduces fall-through risk.
🏡 Larger Buyer Pool – Attracts qualified buyers who otherwise couldn’t purchase right away.

Why Buyers Love It

✅ Move First, Sell Later – Eliminates the stress of timing two closings perfectly.
✅ No Proof of Funds Required – Rent can be paid via wire, credit card, gift funds, or ACH.
✅ Flexibility & Savings – Allows time to stage, repair, and maximize their home’s value.
✅ No Temporary Housing Hassles – Avoids rent-backs, storage, or moving twice.

Final Mortgage Transaction

🔹 Once their home sells, NAF transfers ownership back under the original builder-agreed terms.
🔹 Any negotiated seller credits apply to the final mortgage transaction.
🔹 A 1.6% NAF Cash CA fee is added to the final purchase price, or the builder can cover the fee.

Let’s Turn Contingent Buyers into Cash Buyers!

📞 Contact us today to learn how NAF Cash can help you sell more homes—faster!